Financing
Get pre-approved in minutes
Real rates from 14 lenders, soft credit check, zero impact to your score. First-time buyers and credit rebuilders welcome.
Choose your path
Finance options for every situation
Standard APR
from 4.9% APR
Strong-credit buyers qualify for our lowest published rates with terms from 36 to 72 months.
✓ No prepayment penalty
✓ Same-day approval
✓ Apply online or in store
First-Time Buyer
from 7.4% APR
Built for drivers with limited history. Lighter requirements, real approvals, a car you can build credit on.
✓ Lower down payment
✓ Reports to all 3 bureaus
✓ Co-signer optional
Credit Rebuilder
from 9.9% APR
Past bumps happen. Our rebuilder program looks at your whole picture, not just a number.
✓ Bad-credit friendly
✓ Flexible terms
✓ Path to refinance
How financing works
- Apply in 4 minutes — a quick soft-pull form, no score impact.
- Compare real offers — we shop 14 lenders so you don’t have to.
- Pick your terms — choose the payment and length that fit your budget.
- Drive home — sign digitally and take the keys the same day.
Trade in and trade up
Bring your current car and we’ll put a fair, market-based offer toward your next one — often the same day. No obligation to buy.